I get many messages that don't open and have the following message that pops up:  "This file does not have a program associated with it for performing this action. Creat an association in the Folder Options panel."  

I cannot fine the "Folder Options" panel.  Any suggestions?

   First you need to know what kind of file it is trying to open.  Is it a website?  Is it a powerpoint file?  Is it an attachment (if so, what is the extention of the file?)?
   Usually the easiest thing to do is reinstall the program that should be associated with that file.  Going the Folder Options route probably will not help you.  Folder Options is located in Windows Explorer on the Tools menu.