If you heard about the site on Clark Howard, so did I; however, I used the phone number, instead of the website, to opt out. You have a choice of a 5-year opt out or a permanent opt out. They will send you a form in the mail if you want the permanent opt out of credit card offers and insurance offers. I just received mine in the mail last week. The 5-year opt out is immediate when you call or log on, but the permanent opt out is only put into place once you send back the signed form. I am hanging on to the form since it's forever and I am not sure I really want to permanently remove myself from "firm offers of credit or insurance". Be advised that, according to the opt out form, "you may continue to receive offers from sources that do not use Consumer Credit Reporting Companies to compile their lists". I hope this helps anyone with questions.
this site offers to do that but wants SS number, anyone know if this a legal site or another scam
If you want to know if a company is legitimate,you should keep in mind the following instructions 1.Use Whois lookup tool like http://www.whoisxy.com/ to check the whois information.Because legitimate company properly update whois database. 2.Then check whether domain owner contact details and E-mail address is currently active or not. 3.Finally take some reviews about that company using Scamadviser.com,Webutation.net. I am sure above the steps are very useful to check any company is legit or scam.I hope it will be very useful to you.